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Gadget Insurance Protects You when Warranties Won’t

by on December 15, 2011
in Phones and Mobile, Cameras and Photography, Computers and Software, Music and Video, Tips & How-Tos, Money Savers :: 0 comments

Getting a new cell phone, tablet or camera for the holidays? If so, you already know that the manufacturer’s warranty protects you against defects. But you may be tempted to buy the extended warranty. Unfortunately, the all-to-common risks of damage and theft will still leave you unprotected and having to spend more than you bargained for should something bad happen to your device.

According to a recent study, 37% of iPhone experience some sort of damage to their phones every year, with many experiencing two or more incidents. In fact, more than 80% of iPhone failures are due to accidental damage. -In most cases, these incidents are not covered by the manufacturer’s warranty.
To protect yourself from these risks, consider electronics device insurance from a company such as Worth Ave. Group. It’s not the same as a warranty. There are several differences.

“People think they are one in the same, but they are completely different. If you have a warranty it may or may not cover the damage to your device. Read the fine print. And if you use a warranty to replace your electronic device, once your claim is settled, the warranty is void. Then you must purchase a new warranty to cover the new device,” said Aaron Cooper, Worth Ave. Group marketing director.

Cooper says insurance protects consumers for the entire coverage period no matter how many claims they file. They can simply file a new claim, and pay the deductible when there is a loss. Gadget insurance also allows them to bundle coverage for several devices and can be purchased at any time, unlike warranties, which must be purchased immediately.

When considering where to buy product insurance, look for a company that pays your claim in a check, like Worth Ave. Group, so you can choose your replacement device - get a new model, a used one, or simply keep the cash.

Worth Ave. Group provides reasonable rates on many types of electronic devices, including: eReaders; Laptops; iPhones; MP3 players; Digital cameras; Game consoles; TVs and more. Getting a quote and signing up for a policy is quick and easy through their automated website.

So when Santa finally brings you that shiny, new camera, phone or laptop you’ve been dying for, make sure you get the protection to enjoy it for years to come.

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