It's easy to become a victim of subscription creep. There's your music subscription, video streaming subscriptions, gym membership, online storage, cell phone service, and probably much more. Companies make it simple to sign up for their services, and it's often too easy for you to let them continue long after you don't need them because either you've forgotten about the subscription or it's difficult to unsubscribe.
That’s where subscription monitoring services come in. They analyze your credit card and bank account transactions for subscriptions and flag the recurring charges. You can then request that they help you unsubscribe from unwanted services – if they can. Unfortunately, not all subscriptions can be canceled by these services.
Another significant difference is that canceling unwanted subscriptions is part of Trim’s free service. Cancelation is only available to Rocket Money premium subscribers (starting at $3 per month).
Trim and Rocket Money also offer bill negotiation services to help lower your monthly subscription costs. They'll call your cable company and other service providers to negotiate a lower rate at your request. According to Trim's Payment Terms, you'll pay 15% percent of the first year of savings they negotiate for you upfront. This is lower than Rocket Money, which charges between 30% and 60% of your first-year savings upfront. For both services, if they can't negotiate a lower rate, you don't pay anything.
Both Trim and Rocket Money are BBB Accredited Businesses: Rocket Money has a B rating, and Trim has an A- rating. For both, most of the complaints are regarding bill negotiation.
How to view and cancel subscriptions billed through Google Play or Apple's App Store
Some of your subscriptions may be billed through Google Play or Apple's App Store and won’t appear on your Trim or Rocket Money dashboard. However, checking to see what services are being billed through Google and Apple and canceling your subscriptions is easy.
For iPhones and iPads, go to Settings > Apple ID (where your name is at the top) > Subscriptions. There you'll see a list of current and their next billing or expiration dates. Tap on a subscription to cancel your subscription. And if you recently renewed your subscription, you can request a refund from Apple.
For Android, open the Google Play app, then select your profile photo, and then Payments and subscriptions > Subscriptions. Select the subscription you want to cancel and then select "Cancel subscription." If you have more than one Google account on your phone, check all accounts in Google Play. You can easily switch between accounts when you go to Menu in the Google Play app. You can also use your computer to go to play.google.com; make sure you're signed into your account (you'll see the photo in the upper right corner). Next, click on your photo, and select Payments & subscriptions > Subscriptions. Click on “Manage” next to the subscription you'd like to cancel, and then choose "Cancel subscription."
[Image credit: credit card bill via BigStockPhoto]
For the past 20+ years, Techlicious founder Suzanne Kantra has been exploring and writing about the world’s most exciting and important science and technology issues. Prior to Techlicious, Suzanne was the Technology Editor for Martha Stewart Living Omnimedia and the Senior Technology Editor for Popular Science. Suzanne has been featured on CNN, CBS, and NBC.
Stop payment and get refund
From James Harvey on October 26, 2019 :: 9:11 am
I nedd to stop payments off my debit card from Tn-tnpaymt.com site they been taking money off my card for a month and im nit signed up for nothing i think ita scam can u pleea get my money back
From Millan Dirua on February 05, 2020 :: 1:57 am
0ks stop my payment I did not know that I have been charged for this and over K2000 has been drawn from my account
YOU DO NOT HAVE MY
From Donna Butler Nolte on February 05, 2020 :: 10:38 am
YOU DO NOT HAVE MY PERMISSION TO TAKE MY MONEY OFF MY DEBIT CARD ASSHOLE ....I WANT MY REFUND NOW….DONNA NOLTE ....
want to stop my trial subscription
From janet wallace on September 08, 2020 :: 2:02 pm
signed up for this and don’t want it
CRAZY COMMENT SECTION
From unikname on November 26, 2020 :: 6:52 am
WHO ARE THOSE PEOPLE TALKING TO ?
Anyway the article was useful, thanks.
what is this comment section
From The longest name you have ever seen, like seriousl on March 31, 2022 :: 2:23 pm
Good article but people in this comment section are dumb.
From Lamar O Payne on June 13, 2021 :: 1:12 am
Please cancel my subscription, I’m don’t want the funds taking out of my account.
From Thomas on October 23, 2021 :: 6:34 am
As I have also got sub from TNT, and other customers asistente companies from America so far they have taken 120€ from my account but I spoke to them and they have cancelled them and given the money back but I want it to stop.
From David Reimer on March 14, 2022 :: 9:32 pm